Clean Energy Financing

Clean energy technology financing can help you save money by locking your energy costs at a lower rate than the price of conventional energy projected by the electric utility company. Rabobank offers specialized financing for:

• Solar photovoltaic (PV) power systems, including a non-revolving line of credit for installation, a term loan for operations, and a tax-exempt municipal leases for municipal entities.
• Other clean energy technologies, including methane digesters, LED lights, wind turbines and stationary storage such as batteries.

Our Clean Energy Finance (CEF) product team partners with Relationship Managers to originate, structure, and execute clean energy equipment financings for clients. The CEF group also engages in non-recourse project financings for clients’ specialized, large-ticket transactions.

Find out if Clean Energy or Solar Financing are right for your business. Call or Request a Consultation with your local Agribusiness Office to learn more.

Crop Financing

Crop Financing allows you to borrow against the crops you're growing. We understand that each year can present a different set of challenges, so we help you evaluate your situation and identify the right solution for each crop season.

Each year, your Relationship Manager will help you choose the right financing and customize the rate and term to the individual needs of the crops you're growing.

You'll find financing at Rabobank that offers:

• Competitive interest rates
• Flexible maturities
• Customized credit structure that makes sense for your business

New crop this year? Find out if Crop Finance is right for your agribusiness.

Call or Request a Consultation with your local Agribusiness Office to learn more.

Dairy and Livestock Financing

Dairy and Livestock Financing is a key area of expertise for Rabobank. We can structure your loan in a number of different ways - either keeping herd- and feed-lines of credit separate or combined. These customized production-based operating lines of credit and long-term loans can help you:

• Optimize your dairy farm or livestock operation
• Save with competitive interest rates
• Benefit from underwriting from dairy and livestock experts

Find out if Dairy and Livestock Financing is right for your agribusiness.

Call or Request a Consultation with your local Agribusiness Office to learn more.

Development Financing

Development Financing can be ideal whether you're planting permanent crops or improving existing facilities. Rabobank offers interest-only payment options and customized maturity structures that take into account the time you'll need for your investment to produce revenue.

Development financing offers key advantages, including:

• Interest-only payment options
• Flexible amortizations and maturities
• Competitive rates

Planting acreage? Find out if Development Financing is right for your agribusiness.

Call or Request a Consultation with your local Agribusiness Office to learn more.

Equipment Leasing

Equipment leasing is provided by leasing specialist De Lage Landen, a wholly owned subsidiary of the Rabobank Group. Equipment Leasing is a proven way for companies to acquire the equipment they need to operate their business more efficiently while managing cash flow. Rather than tying up cash to purchase equipment, leasing provides 100% financing so you can keep business savings and credit lines available for working capital and business opportunities.

Equipment Leasing provides key advantages:

• 100% financing
• No down payment
• Inclusion of soft costs up to 20% - such as training, shipping, installation, and maintenance
• Potential tax advantages*
• Protection against equipment obsolescence
• Flexible end-of-lease options

The following lease structures are offered:

• $1 Purchase Option
• Fair Market Value (FMV)
• Fixed Price Purchase Option (10%)
• TRAC (Commercial purpose vehicles)
• Tax-Exempt Municipal Leases

Find out which Equipment Lease structure is right for your business. Call or Request a Consultation with your local Senior Banker today to learn more.

Equipment Loans

Equipment Loans can help you purchase the equipment needed to operate your agribusiness more efficiently while managing cash flow. Rabobank equipment loans allow you to finance both new and used equipment, and offer key advantages:

• Payment installments that work with your cash flow
• Flexible maturities for both new and used equipment

Find out if an Equipment Loan is right for your agribusiness.

Call or Request a Consultation with your local Agribusiness Office to learn more.

Real Estate Financing

Real Estate Financing is an ideal way to purchase agricultural property. By financing the purchase you'll have the maximum flexibility to work out an immediate development loan with Rabobank or wait until market conditions are optimal for development. At Rabobank, we work with you to identify the optimal loan-to-value ratio for your agribusiness while providing the most competitive interest rates possible. Features of real estate financing include:

• Regional review by agribusiness credit experts
• Payment options to match your anticipated cash flow
• Multiple term options
• A fixed or variable interest rate

Buying land? Find out if Real Estate Financing is right for your agribusiness.

Call or Request a Consultation with your local Agribusiness Office to learn more.

Revolving Lines of Credit - RLOC

Revolving Lines of Credit (RLOC) provide a source of funds that can be used and paid back flexibly. RLOCs can be secured using a variety of assets including:

• Inventories
• Account Receivables
• Equipment

Rabobank structures revolving lines of credit in a number of different ways, including equity lines of credit secured by real estate with the added benefit of longer terms and lower rates.

Find out if a Revolving Line of Credit is right for your agribusiness.

Call or Request a Consultation with your local Agribusiness Office to learn more.