Government Banking

Rabobank provides city, state, and federal public agencies with specialized checking and savings solutions to help manage cash efficiently.

Your Relationship Manager will help you choose the right accounts to meet the needs of your government agency.

Exclusively for Public Entities

Rabobank is proud to offer comprehensive public fund products designed for municipal, state, and federal government entities. As part of one of the safest banks in the world, Rabobank can offer a variety of products to meet the needs of most public entities.

  • Low fees - to maximize savings and earn more
  • Personalized service - from experienced professionals who take the time to understand your unique needs
  • Strength and security - Rabobank, N.A. is backed by the safety and security of the Rabobank Group, which is rated one of the world's safest banks by Global Finance magazine

Online Banking Demos

Provides convenient, 24/7 access to account balances and transaction details so you can control your agency’s cash resources. Our online banking platform is designed with industry-leading, state of the art security features and your online banking sessions are always encrypted to help secure information access. Our online banking service is simple to use with effective tools, reporting and payment options you need to make your business transactions easy and efficient.


The following chart can help you select the type of account best suited for your organization's needs.



Interest Checking

Analyzed Checking

Money Market

Designed for


Smaller agencies or larger entities that need a secondary account

Agencies with low debit and credit activity

<100 transactions per statement cycle

Start with $100 and pay low or no fees

Smaller agencies that want to earn interest on balances

Agencies with moderate debit and credit activity

<200 transactions per statement cycle

Large agencies or entities with complex banking needs

Agencies with high volume debit and credit activity

Agencies that use Treasury Management Services

Agencies that want to build working capital or maximize interest while keeping funds available for future use

Agencies with low debit and credit activity

Minimum Opening Deposit






Monthly Maintenance Fee






Can be waived with

A minimum Average Collected Balance of:



Earnings credit


A minimum Combined Balance of:



Earnings credit

Number of monthly transactions included


Up to 100 combined debits/credits

Unlimited ACH credits

Up to 200 combined debits/credits

Unlimited ACH credits

Analyzed services

Limited to 6 withdrawals per statement cycle


Call or Request a Consultation with a local banker to learn more.

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