Get more with Rewards Banking Checking

At Rabobank, you can expect to be rewarded for banking with us. Simply open a Rewards Banking checking account and start earning preferred rates, special discounts, andservices at no additional charge.

Discounts and Increased APYs1:

  • Increased APY on Rabobank Rewards Banking CDs and Personal Money Market Accounts
  • Up to $750 off a home appraisal fees
  • Special rate discounts on personal loans
  • Reimbursement of non-Rabobank ATM fees
  • Overdraft fee reimbursements
  • Discounts on annual Safe Deposit Box rental fees
  • Learn more about the benefits of Rewards Banking and how you can avoid fees.

Benefits At No Extra Cost

All Rabobank customers enjoy many benefits at no extra cost, including:

  • Mobile Banking2
  • Online Banking
  • eStatements
  • Personal service from our knowledgeable banking staff
  • Access to our network of ATMs throughout California

Rewards Banking Checking with Interest

  • For customers who seek to earn interest on their checking account
  • $2,500 average monthly balance required to waive maintenance fee

We automatically determine your rewards level

We will review your banking relationship each month to automatically determine your rewards level. If you qualify for a higher rewards level, you’ll automatically move up to that level. If you qualify for a lower level, you’ll have a grace period of 30 days before you move to the lower level - giving you a month to increase your balance or use additional services, and maintain or move up to the next rewards level.


Compare our Checking Accounts >

Need help deciding? Count on your local banker to help you choose the right accounts to meet your financial goals and situation.

Additional terms, conditions and eligibility requirements may apply. See Rewards Banking Checking Customer Guide, Understanding Your Deposit Account Agreement, Disclosures and Addendums for benefits that apply at each Rewards level.

Your mobile carrier's message and data rates may apply.

Monthly Service Fee

As a Rewards Banking account holder, you can qualify for a waiver of the monthly maintenance fee through two methods:

  • You have Direct Deposits totaling at least $5001
             AND three other services, such as:
  • Debit card purchases (10 or more)
  • eStatements
  • eBills

OR you maintain an average monthly checking account balance of at least $1,000, or keep a combined monthly balance1 of all qualifying deposit accounts of at least $10,000.

Minimum opening deposit for Rewards Banking Checking: $100


How to avoid fees >

View all fees >

Get Cash Back and More

Get Cash Back and More

With our new Visa® Bonus Rewards card. It's quick and easy to get started.

Apply online today >
Secure Online Banking

Secure Online Banking

It is convenient, easy to use, and most importantly secure.

Sign up and get started today >
Did you find the information on this page helpful?